As of 2022, per the U.S. Department of Health & Human Services, the average annual cost of a semi-private room in a nursing home was...

Nothing endures but change. – Hericlitus As we navigate the complexities of life, one constant remains: change is inevitable. However, when it comes to safeguarding...

When a loved one needs long-term care at home, in Assisted Living, or in a nursing home, figuring out what to do and how to...

So… imagine your spouse suffers an unexpected stroke or has fallen and suffered a catastrophic injury requiring hospitalization and rehabilitation. Next, imagine they are unable...

When we meet our clients for the first time, many are understandably concerned with losing their life savings due to an unforeseen health – or...

Filial Responsibility Laws, also known as Filial Support Laws, are relatively unknown.  These laws impose a duty, usually upon adult children, to support impoverished parents...

Clients often ask us our opinion about Long-term Care Insurance (LTCi).  Naturally, whether LTCi is a good fit for a client is based on the...

What is a “Reverse Mortgage”? A reverse mortgage is a loan that allows homeowners who are at least 62 years of age to borrow against...